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Move In Ready! Highlights include no rear neighbor, lots of tile, a professionally landscaped back yard, and an island kitchen featuring lots of counters and cabinets along with a HUGE walk in pantry. Come enjoy the split floor plan, a master suite that features dual sinks as well as a separate shower and tub. Don’t miss the RV gate. Pride of ownership abounds here, change in plans forces short sale. That sound you hear is opportunity knocking.
For more details and to view more images about this property please click on the address below.
3240 W. Hayden Peak Dr.
Queen Creek, AZ 85142
Jerry Raviol
West USA Realty
www.houseaz.com
602-695-5478
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Now that you have watched part 1 of The Real Scoop on Real Estate you know how the market can be flooded with foreclosures and short sales, yet home values are on the rise in the Arizona market. In part 2 of The Real Scoop, let Jerry Raviol tell you what he thinks the future holds for homeowners. Both buyers and sellers need to be prepared for what is to come. To find out more – watch the video message below and then contact Jerry with your questions.

Jerry Raviol
West USA Realty
www.houseaz.com
602-695-5478
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Jerry
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MOVE IN READY CUSTOM HOME ON A FULLY FENCED ACRE WITH MOUNTAIN VIEWS & city water so there is no shared well to maintain or worry about. This home features beautiful architecture, a gorgeous foyer, wood vegas, arches, 18 inch tile, & plantation shutters throughout. The kitchen is a cooks dream with wall ovens, smooth top cook surface, maple cabinets, and stainless steel appliances. The large master retreat boasts a snail shower, jetted tub, dual sinks, & a big walk in closet. The den is fully equipped to be a 4th bedroom. Enjoy a large laundry/craft room with counters, cabinets, & a sink. The backyard features mountain views, large covered patio, grass play areas, fire pit, & plenty of open space for horses, big boy toys, or a shop. The oversized garage is large enough for 3 big vehicles & a work area.
Please click here for more information about and to view a virtual tour of 26503 S. 204th Pl, Queen Creek, AZ 85142.
Jerry Raviol
West USA Realty
www.houseaz.com
602-695-5478
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Jerry
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A perfect home with newly completed heated pool. The home features front kitchen with granite counters, tile flooring, pantry, and all appliances. Spacious Great Room floor plan with 3 bedrooms (master split) and two baths. Indoor laundry room, garage with epoxy coated floors, and move-in ready. The back yard and heated pool were just completed in Jan. 11 and has lots of paver deck for entertaining. Don’t miss this one.
To view more pictures or learn more about this property please view the link below.
PIN #124
Queen Creek, AZ
Jerry Raviol
West USA Realty
www.houseaz.com
602-695-5478
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Jerry
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THIS 4 BEDROOM, 2.5 BATHROOM HOME HAS A GREAT FLOOR PLAN WITH THE MASTER BEDROOM DOWN STAIRS. HOME HAS TILE IN ALL THE RIGHT PLACES. NICE LARGE BACKYARD WITH A PEBBLE TEC SALT WATER POOL AND A LARGE GRASS AREA WITH TURF GRASS.
To view more pictures or learn more about this property please view the link below.
PIN #122
San Tan Valley, AZ
Jerry Raviol
West USA Realty
www.houseaz.com
602-695-5478
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Jerry
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Start with 5 walk in closets in the bedrooms, an enormous 35′coverd patio, an upstairs playroom/den, & a 2.5 car garage. This rare Centex floor plan with hard to find features also includes a spacious island kitchen with roll out shelves, walk in pantry, & 48” cabinets. Top it off with tile in all the right places, a location that’s near the park with a short walk to either the elementary or middle school, and you can see why the owners of 1003 E. Daniella Dr. in San Tan Valley AZ hate to move. Seller’s change of plans is your opportunity to buy an 18 month new move in ready home that shines with pride of ownership. Buy this home with $0 down and still pay less than rent!!!
To view more pictures or learn more about this propery please view the link below.
1003 E. Daniella Dr.
San Tan Valley, AZ 85140
Jerry Raviol
West USA Realty
www.houseaz.com
602-695-5478
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Jerry
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It may seem like an odd question given the current instability of the U.S. economy, but actually there are quite a lot of good reasons to think about buying a second home at the moment. Whether you are thinking about a long term investment, renting for extra income or a holiday home, this might be the time to buy a second home in Arizona.
Reasons to think about buying a second home:
Low house prices – At the end of last month the median price for a home in the Phoenix metropolitan are was the same as in the year 2000!! Home prices are incredibly low at the moment and so now might be the perfect time to pick up a bargain on a 2nd home. If your future plans include spending time in the valley of the sun, there’s a good chance a home will cost you more later.
Low interest rates – Interest rates are at the lowest level since they started keeping track of home mortgages. This means that if you have the ability to secure a second mortgage you are likely to get a fantastic rate on it. For those who already own a home and have the available capital, a second mortgage would currently be very appealing. History tells us that huge deficit spending by the government is often followed by inflation. With inflation come higher interest rates.
Better than saving – Although property investment can normally be seen as a risky investment it is currently just as risky to invest savings in the bank. What’s more, with interest rates currently so low, you are likely to see a greater long term return and get more for your money in the property market than a savings account.
Extra income – although there are certain overheads when buying a second home, such as tax, the mortgage and even second home insurance, you could still make a lot of money from it. With most first time buyers finding it very hard to get a deposit together in order to buy a new home, the renting market is currently very strong, meaning if you have a second home you can easily fill it with tenants. You could rent the house out to cover the mortgage costs and then sell up once the market improves.
So there you have, it may feel like a risk but actually there are many good reasons to think about buying a second home. If you have the available capital, time and desire, this could be the perfect time to buy! Before you make a decision I suggest we spend 20 – 30 minutes looking at what is available and how you can get it. I can also provide you with references from other clients that have decided that this could be the perfect time to buy!
Jerry Raviol
West USA Realty
http://www.houseaz.com
602-695-5478
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Jerry
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Watch the video below to learn about the only town that does not have any foreclosures and how to handle foreclosures during the holidays.

Click the play button to watch the video.
Happy Holidays,
Jerry Raviol
West USA Realty
http://www.houseaz.com
602-695-5478
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Jerry
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Sellers often ask me what’s the difference if they do a short sale or just let the bank foreclose? Most of the time property owner’s long term financial health is better off if they do a short sale. There are, however, some cases where the property owner’s long term financial health is better off by letting the bank foreclose or doing a bankruptcy.
Your current situation is temporary, your finances will change in the future, and the choices you make now can affect you long term. The most popular tools available to fix your situtaion include -
- Short Sale
- Foreclosure
- Deed in lieu of foreclosure
- Loan Modifications
- Bankruptcy
Each of these tools will have a different impact on both your short and long term financial health. Don’t let the bank foreclose before you know the difference, and you and I talk about the details. My initial consultation is free.
A short sale occurs when you negotiate with the mortgage company to accept less than the full balance of the loan. When you consider a short sale or foreclosure you need to consider how they will impact the following items:
Credit History
A foreclosure will hurt your score by approximately 250 to 300 points for at least three years. In addition the loan will show on your credit report as foreclosed for 7 years.
With a short sale only the late or missed payments prior to the short sale will be reported, the points off your credit report can be far less, and if you make all you other payments on time the impact will only be 12-18 months. Furthermore, if the lender agrees to accept nothing more than the proceeds from the sale the loan is typically reported as “settled” or paid in “full”.
Getting a Mortgage in the Future
In addition to the difference in your credit score with a foreclosure you will not be able to get a Fannie May backed loan for 5-7 years, and you will have to answer yes to the question have you ever been foreclosed on. Having to say you have been foreclosed on will increase your future interest rates. With a short sale you will only be prevented from getting a Fannie May loan for 2 years, and you never have to answer yes to whether you have been foreclosed.
Security Clearances
With a foreclosure if you are a police officer, in the military, or any other position that requires a security clearance, the clearance will be revoked. A short sale on its own does not challenge most security clearances.
Remember my golden rule – friends don’t let friends get foreclosed on until after they have figured out if short sale can help them more. You cannot know what is best for you without knowledge of the following:
- The AZ Deficiency Statute
- Bankruptcy
- Loan Modifications
- Short Sales
- Foreclosures
As a public service to AZ homeowners I am glad to offer you a free consultation. If you take advantage of this free service and then go to speak to an attorney and tax expertyou will be armed with information that will help you get more from their consultation fee.

Jerry Raviol
West USA Realty
http://www.houseaz.com
602-695-5478
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Jerry
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Are you in the process of purchasing a home? Maybe you have just begun the process of researching buying a home. Well, whereever you are in the process you must read this article. It could save you time, money and headaches!
-Protect Yourself From These Ten Common Pitfalls-
- Mistake No. 1
Choosing a real estate agent who is not committed to forming a strong business relationship with you.
Here’s How to Avoid It
Making a connection with the right real estate agent is crucial. Choose a professional who is dedicated to serving your needs—before, during and after the sale.
- Mistake No. 2
Making an offer on a home without being prequalified.
Here’s How to Avoid It
Pre-qualification will make your life easier—take the time to talk with bank or mortgage representatives. Their specific questions with regard to income, debt and other factors will help you determine the price range that you can afford. It is one of the most important steps on the path to home ownership.If you’d like to read more about the top 10 mistakes homebuyers make please click the image below to view the entire list.

As always, if you find you need help with avoiding these common mistakes then contact me and I’ll be happy to assist you through your home buying process.
Jerry Raviol
West USA Realty
http://www.houseaz.com
602-695-5478